The Unlucky
Generation.
What are we leaving behind? Explore the financial decisions shaping the next generation's opportunities. Six questions, clear evidence and numbers you can test yourself.
Six questions. Your future.
Choose a question. Explore the evidence. Change the assumptions and decide what you think.
What does education really cost?
See how borrowing, interest and future earnings shape the real cost of a degree.
Who pays for retirement?
Explore pension promises, retirement savings and what changes when we begin to fund them.
What are we borrowing for?
Understand what the country owes and how borrowing for investment differs from everyday spending.
How do we fund healthcare?
Explore what healthcare costs, how it is financed and the choices facing future generations.
Why is owning a home so difficult?
Test house prices, deposits and mortgage payments against what people actually earn.
Can the UK invest in its future?
Explore how pensions, savings and long-term investment could build assets for the next generation.
Two generations. A shared question about the future.
For communities left behind by deindustrialisation, high unemployment, generational deprivation and underinvestment in housing and infrastructure have created a lasting divide between promises and delivery. For younger people, high housing costs, substantial student debt and an uncertain jobs market make it harder to build an independent future.
Their experiences are different, but they share a question: who benefits from today's political decisions, and who will pay for them tomorrow?
The Unlucky Generation is a platform for the people who will live with the consequences of today's choices. It makes the numbers easier to understand, shows the trade-offs and gives visitors the tools to question the assumptions.
It does not tell you what to think or which political side to support. It gives you evidence to ask better questions.
The Unlucky Generation
The book explores how the UK arrived here, why the promises made to previous generations matter, and how stewardship of national assets and finances could change the opportunities available to the next.
The website puts those arguments to the test with interactive data, sources and assumptions.
Read, question, share.
Follow the articles and discussions, explore the book's ideas, and help bring the next generation into the debate.
Book information and publication updates will appear here as they become available.
Our future should not be a debate conducted without us.
We do not tell you which political answer to support. We make the numbers, assumptions and trade-offs easier to understand and open to challenge.